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Credit Reporting agencies suck ass!
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Official CCB Member   Joined: Tue Oct 05, 2010 9:30 pm Posts: 708 Location: Greeley 
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 Credit Reporting agencies suck ass!A few years ago I had some identity theft issues so now I watch my credit reports pretty close. I get emails if anything positive or negative shows up on my credit report. Last night I got an email so I checked it out. First was a new credit line, that one was legit. Next was a collection agency saying that I had a $52 outstanding debt for Banner Health. It said that it was from Dec 4, 2013 and that the original amount was $125. I checked my records and found nothing that matched the amounts not to mention that I had never received any type of letter about this supposed debt. This morning I contacted Banner Health. They were stumped, no record of the debt. The next call went out to the collection agency. Again, no record of the debt. What a pain in the ass this is, How the hell does this get on my credit report when neither the debtor nor the collection agency have any record of it? I'm betting that it will be a good three months before they get it removed. Ok, I vented.
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| Thu Apr 17, 2014 9:49 pm |
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Official CCB Member  Joined: Thu Nov 11, 2010 10:36 am Posts: 5984 Location: California
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Re: Credit Reporting agencies suck ass! Ack! Does not sound so fun! So far, we've been blessed with clear and theft free finances!
_________________ 1973 Bronco, 351 SEFI, Locked, discs, 35's ZF-5spd and Atlas 4spd. 235:1 Crawl Ratio. It may be ugly, but it's slow. http://www.ucora.org |
| Fri Apr 18, 2014 4:44 am |
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Official CCB Member Joined: Thu Sep 12, 2013 3:02 pm Posts: 291 Location: Grand Junction, Co.
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Re: Credit Reporting agencies suck ass! Sorry ..it's like guilty until proven innocent I've heard..
_________________ 1969 Ford Bronco with: 351W, Q-Jet, ARB front locker, 3" Suspension lift, NP435 transmission, 33" Goodyear's, roll cage, body rough. |
| Sat Apr 19, 2014 7:31 am |
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Official CCB Member Joined: Tue Oct 05, 2010 9:30 pm Posts: 708 Location: Greeley
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Re: Credit Reporting agencies suck ass! I think its going to be OK. Looks like I should be able to get letters submitted to the Credit Agency from the collection agency and Banner health explaining that this is not my debt. We will have to see how long the process takes.
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| Sun Apr 20, 2014 10:04 pm |
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Official CCB Member  Joined: Sun Oct 10, 2010 12:04 am Posts: 6198 Images: 0 Location: Lakewood
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Re: Credit Reporting agencies suck ass! Sounds like a pain.
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| Mon Apr 21, 2014 12:19 am |
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Official CCB Member  Joined: Wed Jan 26, 2011 10:55 pm Posts: 837 Images: 0
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Re: Credit Reporting agencies suck ass! They are required now to respond or remove wwithin 30 days. My 1st real job was for a collection agency and they are brutal. Keep on it write a letter a month. If not file a judgment with the court's they will have it off in a week
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| Thu Apr 24, 2014 9:59 pm |
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